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The Community Reinvestment Act (CRA), enacted in 1977 establishes a framework and criteria by which the FDIC assesses the Bank’s record of responding to the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operations of the Bank. The Bank’s performance in meeting the CRA criteria is taken into consideration when the FDIC evaluates an application for a deposit facility for the Bank.
The Dime Bank’s most recent CRA Performance Evaluation completed by the FDIC resulted in an Outstanding rating.
The information contained in this CRA Public File is current as of April 1, 2024. Some updates to this information may occur throughout the year as required by the CRA regulation.
If you are unable to view our CRA documents, please call 570-253-1970, option 0 and we will print and mail you a copy free of charge. If you would like them read to you, please visit your local Dime Bank branch and we will be happy to assist you.
- CRA Public Comments - there have been no CRA public comments over the past three years.
- CRA Performance Evaluation - The Dime Bank’s CRA Performance Evaluation, FDIC May 10, 2021
- Bank Branches and Hours of Operation
- Branch Openings and Closings - 2021, 2022, 2023, January 1-March 29, 2024
- Deposit Products – Consumer and Business
- Loan Products – Consumer and Business
- Transaction Fees – Consumer and Business
- Please call us at 570-253-1970 or visit any of our branches for our current fee schedule
- Please call us at 570-253-1970 or visit any of our branches for our current fee schedule
- CRA Assessment Area Map and Census Tract Listing
- Loan to Deposit Ratio
- Home Mortgage Disclosure Act Data
- CRA Public File Inspection and Requests
- CRA public file is also made available to the public for inspection at no cost upon request at The Dime Bank’s main office at 820 Church Street, Honesdale PA 18431 and at each branch.
- Requests for copies of the CRA Public File content should be made using the Request Information Form and there may be a fee to cover copying and mailing expenses.
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