Privacy Policy

What Does The Dime Bank Do With Your Personal Information?

Rev. Date December 2010

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and credit history
  • Payment history and overdraft history
  • Transaction history and account balances
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Dime Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does The Dime Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
Questions?
Call 1-888-4MY-DIME or go to www.thedime.bank/locations-and-hours
Who We Are
Who is providing this notice? The Dime Bank

What We Do
How does The Dime Bank protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to nonpublic information about you to those employees who need that information to provide services to you.
How does The Dime Bank collect my information?
We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Provide account information or show your driver’s license
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • The Dime Bank does not share with affiliates so they can market to you.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • The Dime Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • The Dime Bank does not jointly market.